Financial Planning is the Foundation of an Optimal Investment Portfolio.
What is our 5-step process for planning?
We compile your personal Balance Sheet.
Read more...Let's list your Assets (securities, cash, real estate, etc.) against your Liabilities (mortgage, debts, loans, etc.) both current and in the future. This is a simple Net Worth statement and, actually, it's very practical and a lot of fun....
It should look something like this:
We compile your Cash Flow Statement.
Read more...Let's list your current and future sources of Income (salary, Social Security, pension, passive income) against current and future Expenses. If this sounds like a lot of work, just remember to...
....relax & grab yourself a Cup of Joe: just a few more steps and we'll have it all figured out.
We list your Short, Intermediate and Long-term Goals
Read more...Tell us about homes you wish to purchase. Describe the retirement lifestyle you want to enjoy. How much would you like to give to charity? Tell us about travel and what about that European cruise? What, if any, kinds of funding would you like to provide for your children?
This is the part where you can dream a little. Dream about the legacy you wish to leave, the values you wish to impart. This is key because...
Figuratively speaking, a well-designed plan can help you walk off into the sunset.
We crunch the data to ascertain an optimal asset allocation.
Read more...We combine Step 1 (your balance sheet) with Step 2 (your cash flow) to assess the probability of successfully achieving Step 3: your financial goals. Our probability estimates are based on what is called a ‘Monte Carlo’ analysis (see the FAQ’s).
This fourth step can determine an “Optimal” Asset Allocation that increases your probability of success. See the Investments page or ‘talk to Joe, the CEO" for more information.
Studies show that 90% of portfolio return depend on the asset allocation. The more colorful, the better.
We update and maintain your Financial Plan
We update your plan to assure your investment portfolio remains suitably allocated, according to your financial goals and market conditions.
There you have it: our Five-Step Financial Planning Process. When considering the many benefits such as: knowing which goals are achievable, knowing how well your portfolio is invested and having the confidence that you can provide for your family - the work is well worth it!
So the final step is to ask yourself: to whom do you want to entrust your financial future.....
...To Fig Tree or not to Fig Tree, that is the question.
Figure out your Future with Fig Tree Capital!
Technology is evolving at a rapid pace with robo-trading taking over the investment landscape. But robots won’t be able to plan anytime soon. Contact Fig Tree Capital for a personalized plan and a Values-Based Portfolio – all with a human touch.